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From: www.tiscali.co.uk/money/
tiscali


 
Complete our survey and you could win £250

Complete our Money survey and you'll be entered into our free prize draw and you could win yourself £250 to spend on whatever takes your fancy, wherever you like... or you can do the sensible thing and bank it! The best of luck.
Terms and conditions.

The questionnaire is completely anonymous and does not ask you to reveal any information that can be linked with you directly or indirectly.
Your general finances


Do you think you are now worth less than you were 12 months ago?
Yes
No
Not sure


If yes, by how much?
Under £500
Under £5000
Over £5000


Which of the following, if any, have you done in the last 12 months to try to improve your finances?
Found a cheaper mortgage
Changed utility suppliers
Shopped in a different supermarket
Reduced/been on cheaper holidays
Stopped going out so much
Saved more
Changed bank
None of these


Which of the following are you considering doing to help improve your finances?
Find a cheaper mortgage
Change utility suppliers
Change credit card
Shop in a different supermarket
Buy cheaper products
Stop going out so much
Save more
Change bank
None of these


Debts


Are you in debt (other than a mortgage)?
No
Yes i'm overdrawn by a little at the end of every month (under £100)
Yes I'm overdrawn by a lot (over £100)
Yes I owe money on my credit cards
Yes I have a loan
More than one of the above


Are you happy you can cope with your level of debt?
Yes I can afford to make the repayments
I'm OK at the moment but am worried about it getting worse
No it is now spiralling out of control
I have no debt


Have you received any bank charges (e.g overdraft) on your current account in the last 12 months?
Yes
No
Don't know


Have you received any charges on your credit card in the last 12 months?
Yes - interest only
Yes - late payment and interest
No - I pay in full every month
Don't know


Mortgages


Do you know what interest rate you pay on your mortgage?
Yes
No


Have your mortgage payments gone up in the last 12 months?
Yes I'm now paying more
Not yet but I expect to pay more this year
No I'm on a fixed rate
No it has reduced
I'm not sure


Are you struggling to afford your monthly mortgate payments at the moment?
Yes
No
I don't think about it


What rise in your monthly mortgage payment would mean you couldn't actually pay it?
Under £50
£50 - £100
£100 - £200
£200 - £300
Over £300


Are you having to use other sources to afford general living costs after you've met your monthly mortgage payments?
Yes - credit card
Yes - overdraft
Yes - loans
No
A mix of the above
Not sure


Pensions


Do you have a pension?
Yes
No
Don't know


Does your employer provide a contributory pension scheme?
Yes
No
Don't know


If yes, are you making voluntary contributions yourself?
Yes
No
Don't know


Are you worried about your pension?
No - I'm on track for a comfortable retirement
A little - I really should contribute more
Yes - I don't pay enough attention to it
A lot - I've not started contributing towards one
No - I'll deal with old age when it happens


If you do have a pension, do you know if it's gone up or down in value over the last year?
Yes I keep a close eye on it
No I hardly ever check
I think I do but not 100% sure


Savings


Have your savings changed substantially in the last six months?
Increased
Decreased
No change


How much do you regularly save?
Nothing
Under £100 a month
Up to 10% of my monthly salary
Up to 25% of my monthly salary
More than 25% of my monthly salary


Has the interest rate you get on your savings:
Gone up
Gone down
Stayed the same
Haven't noticed
Haven't got any savings


About you


How old are you?
18 - 20
21 - 30
31 - 40
41 - 50
51 - 60
61 - 70
71 - 80
80+


Where do you live?
Scotland
Wales
North East
North West
Midlands
East Anglia
South East
South West


Which of the following is your nearest city?
London
Birmingham
Newcastle
Sheffield
Glasgow
Edinburgh
Bristol
Cardiff
Manchester
Liverpool
Leeds
Portsmouth
Brighton
Exeter
Norwich
None of the above


How much do you earn?
Up to 15k
16 to 25k
26 to 35k
36 to 45k
46 to 55k
56 to 65k
66 to 75k
Above 75k


Please enter your contact details below to be included in the competition.

Title
First Name
Surname
Address 1
Address 2
Town/City
Postcode
Email Address