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Pensions - Tips on saving for retirement, pension guide, advice and tips, SIPPs, State pension facts, learn about AVCs and more

Saving for retirement

Ensuring you have a happy retirement isn't just about money, but it helps. Use our guides to help you plan for a decent income from your pension.

Saving for retirement

Pensions Guide: Advice and Tools

Work out your pension

Work out your pension

Use the calculator to see what income you might have to live off in retirement

Pension basics

Pension basics

The earlier you start saving, the more comfortable your retirement will be. See how to get started
State pension: In or out?

State pension: In or out?

Should you turn your back on the State pension and opt out? Read our guide to find out what is involved
Work and pensions

Work and pensions

Thinking of joining your employer pension scheme? Before you sign up, find out what you need to know
How much will I have?

How much will I have?

If you pay into any personal or money purchase pension you have to buy an annuity on retirement. Read more...
Investment plans

Investment plans

Pensions based on investing trusts are low-cost - but there can be risks. Is this the right option for you?
SIPPs: Do it yourselfl

SIPPs: Do it yourself

There are pros in running your own pension through a SIPP, but only if you have a large fund. Find out more
Easy as AVC

Easy as AVC

If you pay into a company scheme you can boost your pension prospects with extra savings contributions
Time to transfer?

Time to transfer?

If your pension's performed poorly, you may be tempted to transfer to another provide. See pros and cons
Group schemes

Group schemes

The way many company schemes work is changing from final salary to how much you pay in
Tax facts

Tax facts

Find out how the changes to pensions made two years ago affect your personal and stakeholder pension allowances
Winter fuel allowance

Winter fuel allowance

Fuel bills are higher than ever. See how to make sure you claim your winter fuel allowance in time

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