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Money

ISA Centre

Isa guide

They're a great way to save and invest while shielding your cash from the taxman. But what are Isas and how do you find the best one? Read our simple guides to find out.

- Is an Isa right for you?
- Compare rates on cash Isas
 
Isa directory
Want to save tax-free by putting cash into a mini-Isa? Browse a selection of some of the great deals on offer.
Also: Track your investments
New Isa rules and regulations
The new Isa rules
Isa holders will have more freedom in how they invest their money from 2008. Find out how new rules will affect you.
Also: Saving for your children
Expert choices
The expert view
Whether you're a first-timer or an old hand, you just can't afford to miss these tips from leading financial advisers.
Also: Interest rates: up or down?
Find the right cash Isa
Best for savers
Compare what's on offer across the entire cash Isa market and find the best home for your monthly savings.
Also: Free Isa brochures
coins and notes
Are Isas the right option for you?
See how to choose the best investment plan based on the amount of savings and time you want your money tied up
Also: Latest share prices
Tax Benefits
Beat the taxman
Keep the Revenue's hands off your investments and savings. Find out about the tax advantages of Isas.
Also: Top savings rates
PEPs and TESSAs
Peps and Tessas
You can't buy Peps or Tessas any more. If you have one, what happens at the end of the investment term? Read on.
Also: Are Isas right for you?
CAT standards
Mark of a fair deal
Is your Isa offering you a fair deal when it comes to charges, access and terms? Find out more about CAT standards.
Also: The best cash-saving deals
hour glass
Should I lump it?
Would you be better off investing the full Isa allowance in one go or putting a little into your Isa account on a monthly basis?
Also: Don't get stung by high fees
cash
Need to know
Investing in an Isa for the first time can be daunting. Find out all you need to ask about access and interest here.
Also: What are CAT standards?
scales
Beyond the Isa
There's more than one kind of pooled investment fund. How do investment trusts, OEICS and unit trusts work?
Also: How tracker funds work
cash
Cut your charges
Isa set-up fees can hamper long-term performance. Find out who charges what - and how to avoid getting stung.
Also: Investment trusts v unit trusts

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