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NatWest 'messed up' account request

NatWest 'messed up' account request



I asked NatWest to add my husband's name to my e-savings account and took the forms home for him to sign. Then the bank phoned to tell me that he wanted to add his name to my account. Apparently it did not believe him even though I signed the forms as well and requested the forms myself in the branch. He wasted a journey back to the branch.

The following day we visited the branch together and were told that we had been given the wrong forms. We had to fill in new ones. My husband's name has still not appeared on the joint account although we have followed the bank's instructions every step of the way. LL, Oxford

The branch staff now say that when you visited, you seemed confused about what you wanted to do with the account. Certainly you were not clear about your options. You had the choice of turning this into a joint account which you both owned, or adding your husband's name as a third party so he could operate your account if necessary but not hold the account in his name.

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NatWest says you asked to add your husband as a third party and filled out the appropriate forms. In fact you wanted a joint account. The bank accepts there was a breakdown in communication and apologises for the mistake.

Unfortunately you have to visit the branch yet again and complete another set of forms but, to compensate for the inconvenience, the bank has credited your account with £50.

■ Email Margaret Dibben at your.problems@observer.co.uk or write to Margaret Dibben, Your Problems, The Observer, Kings Place, 90 York Way, London N1 9GU and include a telephone number. Do not enclose SAEs or original documents. Letters are selected for publication and we cannot give personal replies. The newspaper accepts no legal responsibility for advice

guardian.co.uk © Guardian News and Media 2009

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