Skip to page content |

Tiscali Quicklinks. Please visit our Accessibility Page for a list of the Access Keys you can use to find your way around the site, skip directly to the main navigation, to the page content, or to more links within money.



Main Navigation


 Home  
  Products  
  My Tiscali  
  Living  
  Money  
  Motoring  
  News  
  Play to Win  
  Shop  
  Sport  
  Travel  
  Video  
  Help 

Here comes the flood

Here comes the flood



It is a sign of the times when the Environment Agency refers to the seven months from October to April as the country's 'traditional flood season'. It is not just that we associate rainy seasons with more tropical climates, but that we do not expect them to last for the greater part of the year.

On Wednesday, the message will be underlined for the five million people in the flood plains of England and Wales when the Agency launches its annual flood awareness campaign. 'Hard-hitting advertising' will run in national and regional press to get the idea of self-help over to a 'public that might not be taking the threat of flooding in the UK seriously enough'.

Practical advice will be given, encouraging people to check the Environment Agency's flood map for the likelihood of flooding in their area and, if they are at risk on a particular day, to turn off gas, electricity and water at the mains, put weighted-down plugs into sinks and move furniture and electrical items upstairs.

Many local authorities have become far more adept at dealing with floods in the five years since 700 locations in England and Wales were flooded in 2000, causing £1 billion of damage. Incidents such as the Boscastle and Carlisle floods and the hurricane in New Orleans have taught the experts practical lessons about how rushing water affects buildings, roads and drains. In Boscastle, it was the location and direction of the parked cars that caused much of the damage: many.....continued below

Advertisement starts



Advertisement ends

aligned to the water flow were swept along into buildings while some parked at different angles acted as barriers.

Although the government has increased the sums it is paying into river defences, there is still the huge problem of antiquated drains that cannot cope with heavy downpours. Flood expert Jill Boulton of Norwich Union - a lead player in its flood mapping and diagnosis - estimates that 'probably 40 per cent of flooding in this country comes from drains'.

This was a major problem in Carlisle and the Environment Agency plans to produce a drains map, but this might not be complete for two years or more.

Farmer John Parry of North Buckinghamshire believes his worsening flooding problem is influenced by the drainage systems as nearby Newport Pagnell and Milton Keynes expand. 'We're getting a different type of rain,' he says. 'A lot lands in a short period of time. There is more Tarmac, more concrete and more drains which go straight to the river.'

If he is right, we could face more flooding as the country's house-building programme accelerates. Concreting means we lose natural drainage through the soil.

Parry and his family, living close to two rivers, are regularly flooded, but 'only' to a metre or less. Their cooker and other kitchen equipment now live on pallets so they can be hiked up when the Parrys get the Environment Agency flood warning on their phones. In 70 minutes, he and his teenage daughter can move the main items (including the piano on the pallet) out of the likely flood path.

Parry lives in one of about 200,000 properties which Norwich Union estimates have a 1 in 75 or worse risk of flooding each year. While the Parrys still have insurance, many others will struggle. Now that Norwich Union has completed its flood mapping of England and Wales - and is halfway through Scotland - it can give the vast majority of homes an insurance quote based on their exact location. Postcode quoting - the traditional method - means that, in extreme cases, homes can be treated the same even if they are a mile apart or are at the top and bottom of a hill.

After its English and Welsh mapping was completed, Norwich Union found that about 800,000 homes could be offered insurance which, under postcode quoting, had appeared too risky to cover. But the mapping also shows up properties that are only just insurable.

In the worst of these cases, Norwich Union is introducing substantial premium hikes, but phasing them in over as much as 10 years. Other insurers will follow suit.

The big issue, however, is the extent to which we are worsening the situation ourselves. Those road and property building schemes, as well as the inadequate drains, are making a difficult situation far worse.

· Environment Agency floodline 0845 988 1188

www.environment-agency. gov.uk/floodline

Guardian Unlimited © Guardian Newspapers Limited 2005

Page: 12next

Advertisement starts



Advertisement ends

a high street scene
Get the latest on consumer issues and trends - from property, rip-offs and pensions to fraud, political angles and rising prices
Top quality stories and analysis of the burning money issues of the day - get the bigger picture
Share prices
Keep bang up-to-date with the latest news effecting share prices and the stockmarket
Gas flame
Don't just moan about energy costs, do something about it! Switching providers is easy - many offer cash incentives and you could save hundreds of pounds
For many people, being in debt can seem overwhelming. See how you can climb out of it following common sense tips and tools

Page Footer


Access keys


You will need to use different key combinations in order to use access keys depending on your internet browser, find out which on our accessibility page.
  • (0) Navigate to Accessibility page.
  • (1) Navigate to Home page.
  • (2) Navigate to My email.
  • (3) Navigate to My Account.
  • (4) Navigate to Site Map page.
  • (5) Navigate to Contact us page.
  • (6) Navigate to Members channel.
  • (7) Navigate to Services channel.
  • (8) Navigate to News & Info channel.
  • (9) Navigate to Entertainment channel.
  • ([) Skip down to the Primary navigation block.
  • (]) Skip down to the more links within this section block.
  • (=) Bypass all navigation and jump to the content.
Background images used:
furniture images used in the site icons used in the site images used in the header