We tested the market for a one-week policy for a couple skiing in Switzerland in February, and found Europ Assistance to be the cheapest at £46.42.
But skiers, generally a well-heeled crowd who take several holidays a year, would do better buying an annual multi-trip policy including winter sports.
We went online to insuresupermarket.com and found a company called PHA offering a policy at just £77 for a couple (one aged 42, the other 35). Next cheapest and rather better-known is Norwich Union at £83.
Guardian Unlimited © Guardian Newspapers Limited 2004
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