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Brits will spend more than £43,000 dining in restaurants in their lifetime, according to new research.
Each month, we splash out more than £59 on two trips to a restaurant, instead of staying in and cooking a homemade meal.
£43,000 over a lifetime
That's £711 a year or a whopping £43,008 over the average adult lifetime.
On top of that, we also order in two takeaways adding up to £27 a month, or £19,602 in a lifetime.
That means hungry Brits spend a total of £86 a month or £62,610 dining in restaurants and ordering takeaways over a lifetime.
But while 63 per cent say it is a nice treat every now and then, a lazy 10 per cent admit they eat out because they simply can't be bothered to cook anything themselves.
Andrew Norton at Halifax Financial Services, which carried out the poll, said: "You might think the odd meal in a restaurant doesn't amount to much, but when you add it up over a long period of time, it's quite astonishing.
"That figure gets even worse when you include takeaways on top."
"If you invested that £86 a month into a Stocks and Shares ISA, instead of treating yourself, your investment could be worth £6,157 after five years."
But the poll of, 2,500 people revealed that 57 per cent of folk do realise the huge amount they are splashing out on ordering in or eating out and admit they are worried that they are spending too much.
More than half of those are so concerned about the amount of cash they are eating up, they have even tried to cut back and do more of their own cooking at home.
A weak-willed two thirds failed though and were soon heading back out for a meal cooked for them by someone else.
Andrew Norton for Halifax Financial Services added: "Trying to cut back on the amount you spend is a good idea - £62,000 is a massive amount of money and could really help out in other and more important parts of your life than buying a takeaway."
The massive amount spent on culinary treats has even caused rows in relationships, with 22 per cent of people saying they have argued with their partner over the amount of money they spend.
This could be justified though as, while most people usually pay using cash or debit card, 11 per cent of skint Brits put it on the credit card.
Another four per cent even dip into their savings to pay for luxury meals.