Content Starts Here
How to protect your home from flooding in 2008
Five insurance costs you can cut and improve on
Search: How to save on insurance
- Get an instant home insurance quote
- Car cover: best quotes
- Great cover deals for all your insurance needs
Insurance is a neccessary evil and a family will spend hundreds of pounds a year on it. By reviewing all your insurance policies can save significant sums. Here's how:
1. Annual or Single Trip Travel Insurance: If you are planning more than two overseas holidays this year, buy an annual travel insurance policy, especially if you are going to hit the slopes.
Advantages of an annual policy are that it usually includes winter sports cover as standard and allows for spontaneity - you can jet off on a last minute deal without worrying about paperwork. Holidaying abroad without suitable travel insurance could cost you a small fortune if disaster strikes. Don't take the risk!
Compare travel insurance quotes
2. Update your home insurance: If you have carried out any home improvements make sure that you update your buildings insurance. Now Christmas is over, review your contents insurance too and remember to include any new electrical or valuable items that you have purchased or received as gifts.
The time it takes to do this is small in comparison to how much it would cost to replace those items if they were lost, stolen or damaged and your insurer refused to pay out.
3. Shop around for car insurance: If your car insurance is soon up for renewal, shop around to find an alternative quotes before you accept the renewal premium offered by your existing insurer.
The current competitive nature of the car insurance market means that insurance rates are constantly changing and therefore your existing insurer may not be offering you the best premium. If your personal details have changed, your car is different, or your address is different then your risk profile may not be suited to your existing insurer.
4. Protect your family with life insurance: The New Year is a good time to make sure you not only have the right amount of life insurance cover to protect your dependents but also that you are not paying over the odds for your cover.
Find the best life insurance quote
5. Become healthier and your life insurance premium could decrease: Start the New Year off by kicking those bad habits. Give up smoking now and after 12 months you could save up to 60% on your existing life insurance. Also think of the saving you can make by not spending five pounds on each packet of cigarettes.
Slimming down and leading a healthy lifestyle with regular exercise reduces your risk of developing life threatening conditions and therefore your risk to your insurer. This also contributes to lower premiums!
- Forget the banks: let's hear it for our mutual friends
- Sex, trickery, plundering funds ... scandals behind the safe, unsexy image
- Ice savers have to wait an age
- So where should you put your money?
- Steer clear of those Channel Island 'havens'
- Capital letters
- Debt Samaritans in high demand
- How to cope with the crunch: a guide for young and old
- Banks are collapsing, but cash is still king
- Hopes pinned on stamp duty fillip
Get More Info
Advertisement starts
Advertisement ends
More Links Within This Section
- Analysis
- Consumer news
- Features
- In focus
- Shares news
- Budget 2008
- Cash savers
- Consumer Corner
- Debt: Take control
- Free brochures
- Interest rates
- Recycle
- Bank accounts
- Credit cards
- Credit reports: free
- Currency
- Cut your bills
- Energy helpline
- Free brochures
- Green energy
- Insurance
- Isas
- Loans
- Mortgages
- Property
- Save energy
- Savings
- Shares
- Small business
- A-Z of tools
- Ask the experts
- Bank charges reclaim
- Buy-to-let
- Cars: reducing costs
- Debt advice
- Find an adviser
- Green money
- Legal
- Pensions
- Saving for children
- Share your thoughts
- Tax
- Books
- Home office
