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• It's always great to get lots of photos at a festival, but if your digital camera is worth a lot to you why not try taking a cheap and cheerful disposable camera. That way you don't risk getting your £200 camera or your treasured photos stolen.

• If you really need to bring valuables, use lockers and safes where provided and avoid leaving expensive items or cash in tents.

Accident, illness or injury

• Festivals can be the highlight of anyone's year, but they can also be surprisingly dangerous places!. Any amount of rain at a festival can cause very slippery grounds for dancing to your favourite band so take care - you don't want to be the 105th person in the queue to the first aid tent with a sprained ankle or worse.

• Whatever the weather, there will still be lots of uneven ground and stumbling around in darkness to find your tent, which could also result in injury.

• Be careful with alcohol - know your limits! You don't want to spend the weekend in hospital having your stomach pumped whilst your friends are still enjoying themselves in the fields. It is very unlikely that any insurance company will pay any medical bills if alcohol (or for that matter drugs) were a contributory factor.

• Keep acrobatics and piggy backs to a minimum, especially on slippery ground.

• Wear sunscreen to avoid sunstroke You'll be outside for most of the daylight hours - seek shade when possible, drink plenty or water and keep covered up from the sun if possible.

• Use antiseptic hand wipes and wash your hands where you can. We all know festivals are not renowned for being the most hygienic of places, so try and keep unhealthy germs at bay.

In the unfortunate event that things don't go to plan at your magical festival weekend, remember that travel insurance can cover you for a costly disaster. The Internet will allow you to compare insurers quickly and buy the right policy at a competitive price.

Always shop around before you buy your travel insurance. Policies and prices do vary from insurer to insurer so it is vital that you search the market to find the most suitable insurer for your requirements. Check your policy to make sure that it covers you for the relevant scenarios that could happen at your summer festival.