Debt â get help climbing out of debt with Tiscali Money

Climbing out of debt

For many, being in debt is a permanent state. However, there are ways to cope. Here are ten steps to clearing your debts

FREE debt advice

Where does it go each month?

Should you remortgage?

Climbing out of debt

Tips and Tools

Boost your credit rating

A healthy credit rating means better loan rates and not being rejected for financial products. See how to improve it

Should you consolidate?

Combining various debts into one can be cost-effective, but not always

Having fun on the cheap

If you're short of money, there are still ways you can get out and about without spending much, if any, cash

Credit myths dispelled

When applying for credit cards, mortgages and the like, is there a blacklist? See why your fears may be unfounded

The pros and cons of loans

Find out what loans are all about, what you need to be wary of, if you need one and how to sort bad from good

Jargon buster

Make sure you're up on the lingo, it could stop you getting caught out by the financial small print

Best Buy Loans - Personal Loans

Provider	Description	APR
	Barclayloan Plus (Existing Customers Only)	10.90%	Apply
	Alliance & Leicester Personal Loan (Exclusive)	8.90%	Apply
	Sainsbury's Loan (Large) (Nectar Card Holders)	8.90%	Apply

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.