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Rules
Once a player has bet, both the player and the dealer are dealt two cards each. The player's cards are dealt face up. The dealer's first card is dealt face down. The Ace can be used as 1 or 11 points. Any card combined with an Ace, other than a card that has a value of 10, is considered a "soft hand". Meaning that if the player has 4 and an Ace, it would be considered 5 or soft 15. The King, Queen, Jack and Ten are 10 points each; all other cards, are worth their face values. If the player's first two cards total 21, then it's a natural Blackjack. Blackjack is the highest hand.
If you are dealt any two cards other than a Blackjack, you may "stand" (refuse any further cards), or "hit" ( accept another card). A player who stands will not receive additional cards. Cards are dealt until the player stands or "busts" (exceeds 21). When you bust, you immediately lose your bet regardless of the dealer's hand result.
After the player's final actions, the dealer reveals the down card. If the dealer's hand is 16 or less, the dealer must continue to "hit" until reaching 17 or more. The dealer must stand on soft 17 and cannot take additional.....continued below
Options
Splitting
When a player is dealt two cards with equal values, they have the option of "splitting" them into two separate hands. In order to "split", the initial bet has to be matched. Each hand is then played separately. If the player splits two Aces, only one more card is dealt to each hand. A hand can only be split once.
Double Down
A player may double on their first two cards other than a Blackjack. When a player doubles, only one more card is dealt and the original bet has to be matched. Essentially, the player bets the hand can be won with one more card. You can also "double down" after "splitting" a pair.
Insurance
When the dealer's up card is an Ace, the player is offered "insurance". Taking insurance means the player makes a second bet (of half the original bet) that the dealer's face down card is a ten card. If this is the case, the player is paid 2 to 1 on the insurance bet and the initial bet loses as it is beaten by the dealer's Blackjack. If the dealer does not have a natural Blackjack, the insurance bet is lost and the hand is played out as normal.
Even Game
Payouts
Winning hand 1-1
Blackjack 3-2
Insurance 2-1
Even Money 1-1