Lucky in money, lucky in love, the month is yours to make a list, check it twice and get what you want for Christmas. As strands of gold glisten on the tree you'll be deciding where you want to place temping splashes of gold on your shimmering self to attract the proper partner.

Whether its companionship, a romp or a life-mate that you're after, you're on a winning streak. Shopping occupies the early weeks and you'll notice interesting people everywhere you go. All you have to do is ask; even the shop clerk will be willing to deliver.

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Latest best buys:
Moneyback Bank Loan
8.4%

Alliance & Leicester Personal Loan
8.7%

Halifax Personal Loan (Semi-exclusive)
8.8%

Bank of Scotland Personal Loan (Semi-exclusive)
8.8%

GIFTS, GIVING AND PRESENTS

The manner of giving is worth more than the gift.
Pierre Corneille

Win fantastic beach holiday
FINAL prize from Santa: win a seven-night 2008 beach holiday in Fuerteventura for two adults!