Top 12 tips for a debt-free Christmas
Start preparing for a better, more affordable festive season with Martin Lewis, creator of consumer revenge website MoneySavingExpert.com.

Secret Santa
Spread a little festive cheer among your friends or colleagues by setting up a Secret Santa list and buying each other mystery presents. Our handy new online tool makes it all easy.

Insure those gadgets
What new gadgets and gizmos will you receive this Christmas? How you would replace them if they were lost or stolen? Ensure you have the necessary protection in place.

The best music for your party
Creating the right ambience is crucial when you want your party to go with a bang. It helps set the tone and gives guests an idea of the kind of party. It can inspire a whole office to start photocopying their privates or an aged aunt to dance the night away! Read on for our guide...

Buying a child's bike
A bike is a favourite Christmas present for youngsters. Read our buying guide to make sure your child is safe and you get value for money.

Giving to charity
During the festive season many people also think about others less fortunate than themselves. Find out how to ensure your chosen charity makes the most from your gift using tax breaks.

Pet insurance
It cannot be said often enough: a pet is for life, not just for Christmas. Make sure you can afford to keep your pet healthy and happy.

GIFTS, GIVING AND PRESENTS

Secure, whate'er he gives, he gives the best.
Samuel Johnson

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FINAL prize from Santa: win a seven-night 2008 beach holiday in Fuerteventura for two adults!