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Complicated financial problem

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Complicated financial problemNext | Prev

I might go to jail

This is quite a complicated and worrying problem for me, and I am wondering if anybody has ever been in the same situation. I have been charged with a criminal offence, and there is the strong possibility I might get a jail sentence. This obviously means I am going to lose my job as well.

I have a partner who doesnt live with me, but is due to move in with me in 6 weeks time, and is sticking by me as are all my friends and family. The big issue for me is finance and how she is going to cope if I get a jail sentence, so in the short term I got a bank loan of £3k which I want her to use in the short term to supplement any money she has coming in.

The downside is although I work, I am confident I will be entitled to legal aid, but I now have a bank balance of £3k+ so when the Legal Aid board see that they might turn down my request. I dont know whether I could put the money into her bank account and not my own. I specifically got the loan so she could in the short term still run the house, so I dont know whether to move the money into my fathers bank account, my partners bank account or some other alternative.

I just cant afford to pay full lawyer costs, but I am scared that if I don't move this money out of my bank account quickly the vast majority might get eaten up to pay for my solicitor. When I first got charged, I obviously didn't have a large amount in my bank, so it looked like Legal aid would be granted without a problem.

Although getting the bank loan, will help us financially, it has created another big problem with me from the solicitor point of view. I would be grateful for any advice.

Thank you

CommentsPlease login to leave a comment or report a post

Added: 30 March 2009 21:36
Joe says:
Dont break the law then huh?
Added: 30 March 2009 08:40
CJay says:
A LOAN! What you doing? You may be unable to pay it back! I read above that someone suggested your girlfriend moved in another time, you need to get this out of the way first and then you can start the rest of your life. I would give it back to the bank. Your girlfirend must be able to ear and may get help from your family and friends if she needs it. £3000 is a lot of money to use for rent, bills etc. It is a decent car, a holiday etc. Return it and if there is any debt when you return use it then. No one will be eveicted or anything in 6 months, and anyway it could just end up you doing 3months. At the end of the day you have broke the law so you must pay the price. Good luck!
Added: 30 March 2009 05:00
HIES says:
Loan is a loan it is not your money. Tell your girlfriend the whole truth. If you go to jail, you will have no debt and possibly have everything else intact.
Added: 3 February 2009 12:09
kelvin says:
if u cant do the time dont do the crime thats all i have to say
Added: 26 September 2008 23:01
Bob says:
Pay the loan back to the bank, you won't be able to pay it back if you are in prison and will have a debt to return to and possibly no job. Your girlfriend should stay where she is until this is all over, if she loves you it will be worth waiting for and you can start with a clean slate and no debts.
Added: 8 August 2008 21:48
lana says:
Get real you are going to probably go down for a stretch so you take out a 3K loan to make life comfortable for a girl who dosent live with you yet!!!! Er! Planet earth mate. Pay it back lock your door and stand up and speak the truth. You got no money but you have a job and a family that are standing by you for nothing but love. This life is about equality women no longer have to rely on a man for everything we more than often earn more money than guys anyway. Tell her to get the loan and a job.
Added: 7 August 2008 11:21
del 1471 says:
its a shame that you are in this situation my m8 but you should remember that the law is this so long as you dont tell them you have the savings then ok one last thing is this,providing you dont earn more than 12,000 a year you are entitled to legal aid, there are a few solicitors who will talk you through this. i only know this as i had a bit o trouble my self and asked
Added: 6 August 2008 23:04
cariad says:
you don't mention at any point who is going to pay this loan back to the company you borrowed it from, seems you want your cake and be able to eat it.
Added: 2 August 2008 14:06
maureen says:
why do you have to go to court? It must be something you did so dont you think you should pay and your partner stay were she is for now.
Added: 21 June 2008 19:15
Angie says:

Hi it sounds to me like you have genuinelly took out the loan to help your partner cope financially if you go to jail.
i would suggest moving the amount to your fathers account so he can make sure that the loan is used for the purpose you took it out.

legal aid is for people who can not afford representation in court, but it sounds to me by what you have said, that you could not afford to pay for a lawyer before you took out the loan so therefore you need assistance to pay for legal representation.

obviously i am only going on what you have said on face value.

wish you well in sorting out this issue





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